💳 Credit Risk Classifier

Predicts the probability that a loan applicant will default, using an ensemble model trained with SMOTE to handle class imbalance.

Model: Random Forest · Domain: DSAI in Finance · Trained on synthetic, domain-grounded data — a learning/demo project.

Applicant profile

21 70
Loan term (months)
0.02 0.95
0.5 30
0 10
0 15
0 35
0 1
Loan purpose
Has collateral

Assessment